Orlando Bad Faith Insurance Lawyer

Have you tried and failed to compel an insurance company to make good on a claim, play by the rules, and treat you fairly? If so, you are not alone. Insurance bad faith is a common claim where the insurer is alleged to have violated its obligation to deal fairly and honestly with its policyholder in resolving a claim.

Depending on the insurance carrier’s conduct, it may be responsible for paying punitive or exemplary damages. Depending on the nature of the mistreatment, you can collect more from the insurance company than the face value of your policy.

What are some common examples of an insurance company acting in bad faith?

Policyholders should be vigilant about these typical instances of bad faith.

Unjustified claim rejection

A frequent form of bad faith is when an insurance company unjustly refuses a legitimate claim. This can happen if the insurer doesn’t give a valid reason, misinterprets the policy language, or employs arbitrary exclusions to dodge payment.

Protracted claim handling

Insurers are expected to process claims quickly and efficiently. Unjustified delays in handling claims, which can financially burden policyholders dependent on insurance for covering their losses, may be seen as bad faith.

Insufficient claim investigation

Insurers are obliged to investigate claims thoroughly. If an insurer inadequately investigates a claim or overlooks important evidence, it could be considered bad faith.

Unreasonably low settlement offers

Bad faith is evident when an insurer deliberately undervalues a claim and proposes an unfairly low settlement. Insurers must assess the claim’s value fairly, considering the policy coverage and the actual damages incurred.

Poor or insufficient communication

Clear and timely communication is crucial during the claim process. Insurers demonstrating bad faith may neglect to provide updates, disregard policyholder inquiries, or fail to address legitimate concerns.

Failing to defend

In liability insurance, insurers must defend their insured against claims. An insurer’s refusal to defend a policyholder in a covered claim without a valid reason is a form of bad faith.

Misrepresentation or fraud

Severe cases of bad faith include the insurer’s intentional misrepresentation or fraud, such as giving false information, forging documents, or misrepresenting policy terms.

It is important for policyholders to recognize these common forms of bad faith. If you suspect bad faith from your insurer, seeking advice from a knowledgeable insurance lawyer is advisable. They can assess your case, ascertain the presence of bad faith, and assist in upholding your rights and pursuing the appropriate legal actions.

Insurance policies are purposefully and notoriously hard to understand. They contain confusing language; and lots of it. Moreover, the terms and conditions often change, and premiums often jag up for arbitrary reasons. On top of that, the big insurance companies boast tremendous financial and legal resources to protect themselves from complaints and intimidate victims who protest raw deals. Many insurance companies are often quick to collect a premium but need to catch up to pay claims.

Designing and executing compelling cases to compensate victims is no small challenge. But the resourceful, seasoned Florida bad faith insurance attorneys at DWK Law have a track record for getting results. Our approach is designed around our clients. We want them to feel comfortable, in control, and optimistic about their options. Our team has the agility and competence to deal with insurance law matters of any level of complexity, and we have amassed a reputation for conducting deep research and performing powerfully in the courtroom.

Insurance bad faith law is a complicated field requiring the steady, capable touch of a skilled attorney. If you choose an inexperienced attorney to represent you, you might severely hurt your chances of collecting critical compensation to pay for property damage, time off work, or medical bills. The sophisticated Florida personal injury law firm of DWK Law has exclusively served Florida injury victims for over two decades. Our firm has distinguished itself from competitors by providing superb, customized client service.

As sad as it is to admit, many Florida bad faith insurance lawyers churn through cases quickly to collect commissions instead of devoting themselves to the true betterment of their clients. Whether you have been struggling to collect compensation from the insurance company of a driver who sideswiped you on I-95, or your health insurer has refused to pay a major medical bill for unfathomable reasons, the experienced team at DWK Law can help you obtain a recovery and hold the insurance company accountable. Your first consultation with our attorneys is free and no obligation. We represent injury clients on contingency, so you will only pay for the legal services when you recover, such as a settlement or a favorable verdict.

Hurricane season in Florida often brings large amounts of worry and stress. This is only increased by the issue of an insurance company acting in bad faith when it comes to damage to your home. Our team of experienced attorneys can help you get the rightful compensation that you deserve and get you back to living your everyday life again.

Understanding hurricane damage

You never dreamed that you would ever have to secure the services of a Florida hurricane property damage lawyer. But an insurance company acting in bad faith — or perhaps a fire loss, loss of property or vandalism incident — has compelled you to search for experienced representation to help you recover damages caused by a storm, either directly or indirectly.

Florida hurricane season lasts from June 1st through November 30th, but major storms can and do hit the state with devastating frequency all year round. Hurricane Andrew, which struck the state in 1992, alone caused over $26.5 billion in damage and led to more than three dozen fatalities. Andrew earned the dismal rank as the second-costliest cyclone in American history.

Other hurricanes, such as Hurricane Charlie and the infamous Hurricane Katrina, also caused massive damage, such as the destruction of beachfront homes and boats, automobile damage, and enormous infrastructure catastrophes.

The Florida attorneys at the firm of Dellecker, Wilson, King, McKenna, Ruffier & Sos, LLP can help you proactively solve your hurricane property damage crisis. Our attorneys are proven in handling hurricane damage claims, and they are happy to speak with you for free and answer your pressing questions.

Legal help for bad faith claims involving hurricane damage

Under Florida law, insurance adjusters must abide by an Adjuster’s Code of Ethics; failure to do so might be actionable. Whether your insurance company tried to back out of paying a claim due to technical issues or the storm caused so much damage that you feel overwhelmed and out of control, the team at DWK Law can help.

Our personal injury law firm has been serving the Florida community since 1989. Our firm prides itself on proper customer service. Whereas many other injury firms strive to maximize the number of clients that funnel through to optimize revenue, we seek to deliver customized and careful solutions. To do this, we leverage significant in-firm resources, strong research skills and pretrial preparation processes, and astute courtroom performances. DWK Law takes cases on contingency. Thus, you only pay fees or costs if we win a settlement or verdict for you at trial.